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Custom Coverage for the Viticulture Industry

vintage wine bottles

Ruhl Insurance has become a leader and innovator in Agri-Insurance. As such, wineries and vineyards are a natural fit for us.

If you are the owner of a winery or vineyard and desire a premier, custom-made insurance program, work with one of our licensed, professional agents. Together, we will design a unique coverage plan tailored to meet your insurance needs.

Each individual viticulture operation is unique. Ruhl Insurance offers a blend of products to service your winery and vineyard needs:

  • Commercial Package Program – For winemaking operations that do not have vineyard operations or farm-related buildings.
  • Agri-Business Program – For winemaking operations that own vineyards or farm-related buildings. (Owned by the same name insured)
  • Farmowners Program – For “vineyard”-only farm operations

Vineyard Endorsement includes:

  • Vine and tree coverage
  • Trellis coverage
  • Harvested vineyard products and related packaging materials/containers
  • Contingent vineyard transfer coverage

Winery Endorsement includes:

  • Coverage for wine, bottled winery products, and bulk wine
  • Contamination coverage
  • Leakage coverage
  • Coverage for on-premises and off-premises wine tasting events/exhibitions

Optional Coverages:

Other Available Coverages to complete your portfolio: