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Custom Coverage for the Viticulture Industry
Ruhl Insurance has become a leader and innovator in Agri-Insurance. As such, wineries and vineyards are a natural fit for us.
If you are the owner of a winery or vineyard and desire a premier, custom-made insurance program, work with one of our licensed, professional agents. Together, we will design a unique coverage plan tailored to meet your insurance needs.
Each individual viticulture operation is unique. Ruhl Insurance offers a blend of products to service your winery and vineyard needs:
- Commercial Package Program – For winemaking operations that do not have vineyard operations or farm-related buildings.
- Agri-Business Program – For winemaking operations that own vineyards or farm-related buildings. (Owned by the same name insured)
- Farmowners Program – For “vineyard”-only farm operations
Vineyard Endorsement includes:
- Vine and tree coverage
- Trellis coverage
- Harvested vineyard products and related packaging materials/containers
- Contingent vineyard transfer coverage
Winery Endorsement includes:
- Coverage for wine, bottled winery products, and bulk wine
- Contamination coverage
- Leakage coverage
- Coverage for on-premises and off-premises wine tasting events/exhibitions
- Equipment breakdown
- Include Liquor Liability under the package