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milk insurance

What Is Milk Insurance and Why Do I Need It?


Livestock Gross Margin-Dairy, often called LGM-Dairy or Milk Insurance, is an insurance product developed to protect against unexpected negative swings in either Chicago Board price of milk or price of corn or soybean meal. This type of insurance is flexible enough to fit most dairy farmers’ needs. It specifically grants protection against the loss of.

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horse and carriage insurance

Why You Need Horse and Carriage Insurance


Horse and carriage rides are a picturesque, classic mode of transportation that attract romantics worldwide. They evoke feelings of simplicity, and tranquility, in sharp contrast with their surroundings. Carriage rides are a visitor staple; a sound investment. Like any investment, they must be protected with insurance. To highlight the importance, we’ve outlined some facts below..

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car insurance - limited liability insurance

Understanding Combined Single Limit (CSL) and Split Limit Liability Insurance


In many states vehicle owners who purchase car insurance may have the option of purchasing a split limit auto policy or a combined single limit auto policy.  Both of these policies provide coverage for two types of liability; bodily injury and property damage.  These coverages are fairly self-explanatory; bodily injury liability provides liability protections in.

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business accountant with document graph financial and calculator on office table. concept planning budget and audit.

4 Factors Affecting Your Worker’s Compensation Premium


Let’s be honest, sometimes it is hard to understand how insurance premiums work. How the company decides the premium for the exposure they assume through the contractual transfer of risk is complex.  Personal Lines policies, such as home and auto insurance, are usually calculated by a computer algorithm. This accounts for different rating factors depending on the policy. These.

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