Let’s be honest, sometimes it is hard to understand how insurance premiums work. How the company decides the premium for the exposure they assume through the contractual transfer of risk is complex.  Personal Lines policies, such as home and auto insurance, are usually calculated by a computer algorithm. This accounts for different rating factors depending on the policy. These.

If you have an automobile you’ve probably have had to undergo the process of buying insurance. Different coverage options can become confusing. Knowing how much insurance to buy can be a difficult thing to measure and predict in itself. State minimum limits are required guidelines for your insurance. But in some cases, they may not.

Most people understand that a personal or commercial auto policy can provide coverage for damage to your automobile.  Many, however, might not be aware that you must elect to purchase this coverage on your auto policy.  The cost of such coverage may vary depending on the age, value, size and construction of your vehicle.  Typically,.

http://traffic.libsyn.com/insideinsurance/Inside_Insurance_Podcast_Ep_10_Dylan_Ruhl.mp3Podcast: Play in new window | DownloadSubscribe: iTunes | AndroidOn today’s show we are joined by Dylan Ruhl from East Coast Risk Management.  Dylan serves as a Safety Consultant at ECRM and in this episode of the podcast we discuss some important items for small and large businesses to consider when evaluating their risk management.

When your business grows to the point where you can’t manage all its aspects by yourself, employees come into the picture and may present opportunities and challenges, alike. Employees can help you to free up time in order to focus on managing and expanding your business. Having employees also creates the need for other significant.