Custom Coverage for the Viticulture Industry

Ruhl Insurance has become a leader and innovator in Agri-Insurance. As such, wineries and vineyards are a natural fit for us.

If you are the owner of a winery or vineyard and desire a premier, custom-made insurance program, work with one of our licensed, professional agents. Together, we will design a unique coverage plan tailored to meet your insurance needs.

Each individual viticulture operation is unique. Ruhl Insurance offers a blend of products to service your winery and vineyard needs:

• Commercial Package Program – For winemaking operations that do not have vineyard operations or farm-related buildings.
• Agri-Business Program – For winemaking operations that own vineyards or farm-related buildings. (Owned by the same name insured)
• Farmowners Program – For “vineyard”-only farm operations

Vineyard Endorsement includes:

• Vine and tree coverage
• Trellis coverage
• Harvested vineyard products and related packaging materials/containers
• Contingent vineyard transfer coverage

Winery Endorsement includes:

• Coverage for wine, bottled winery products, and bulk wine
• Contamination coverage
• Leakage coverage
• Coverage for on-premises and off-premises wine tasting events/exhibitions

Optional Coverages:

• Equipment breakdown
• Include Liquor Liability under the package

Other Available Coverages to complete your portfolio:

• Worker’s Compensation
• Business Auto