Avian Flu: Has the Risk Passed?
October 29, 2015A wide range of opinion exists among poultry producers as to the severity and/or continued presence of risk that Avian Influenza poses for their operations. Risk for Avian Flu Still…
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Facing Avian Flu: Cost Effective Option to Avoid Financial Hardship
September 24, 2015Avian Influenza (Flu) is that ominous threat that rears its ugly head in the production poultry industry, and it is never at a convenient time nor is it an occurrence…
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Why is My Insurance Agent Trying to Sell Me a Blanket?
September 3, 2015I get it. You called your agent because you needed to buy a piece of paper and a promise (an insurance policy) and you probably weren’t too happy about that…
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Inland Marine Insurance: A Valuable Coverage with a Weird Name
July 22, 2015How Businesses Today are Unknowingly Creating Coverage Gaps Recently, a new client expressed a misunderstanding about their prior insurance policies and the coverage they had been providing. The nature of…
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My Wife Lost Her Diamond … What Do You Mean We Don’t Have Coverage?
July 2, 2015As an insurance agent for over 20 years, I have received the call from husbands and wives many times. Diamonds in jewelry, especially rings, can occasionally be lost. The gold…
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Bought on the Cheap – Price Paid vs Insurable Value in Equine Mortality Insurance
April 22, 2015Justifying the insurable value of your new (perhaps underpriced) horse for Equine Mortality Insurance. “I paid $10,000, but she’s worth $15,000”, said nearly every horse owner ever, or at least…
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Expecting Too Much From Your Homeowner Insurance
December 31, 2014When your homeowner insurance policy doesn’t cut it for your home-farm Homeowner’s Insurance Policy The Homeowner’s Insurance Policy (HO) is considered as one of the most successful innovations in the…
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Agricultural Act of 2014 (2014 Farm Bill)
October 15, 2014Videos from the presentation about the farm bill are below! The new Farm Bill was signed into law earlier this year and now the individual farmer/producer/landowner sign up deadlines are…
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Taking Rate in Horse and Carriage Operations
October 2, 2014Coverage and Pricing in the Ever-Changing World of Carriage Operators Liability Insurance If you are a carriage operator that is taking rate, chances are you have multiple liability exposures that…
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Building a Better Homeowners Insurance Policy
June 6, 2014Your basic homeowners insurance policy, while the best dwelling coverage available, can be improved upon by adding some very valuable and affordable endorsements. Here are a few endorsements to consider…
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Why is My Insurance Coverage Higher Than the “Value” of My Home?
May 28, 2014One question that we are often asked is, “Why is my insurance coverage higher than the value of my home?” The key word here is “value”. There are a number…
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Winery Stock Coverage vs. Crop Coverage: How Are My Grapes Covered?
April 3, 2014Having just been an exhibitor at the Eastern Wine Expo this past month, I was once again amazed by the changes and growth within the winery and vineyard industry. Many…
