How Crop Insurance Protects Farmers
September 28, 2017Maybe you’re trying to become self-sufficient. Maybe you’re seeking commercial success. Either journey is rife with rewards and challenges, and your way of life is in the balance. Mother nature…
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3 Ways Workers’ Compensation Protects Your Business
August 23, 2017In most states, workers’ compensation insurance is required for businesses with employees. Carrying this insurance does more than just satisfy state regulations, it can help with the stability of your…
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What Is Milk Insurance and Why Do I Need It?
August 9, 2017Livestock Gross Margin-Dairy, often called LGM-Dairy or Milk Insurance, is an insurance product developed to protect against unexpected negative swings in either the Chicago Board price of milk or price…
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6 Farm/Agri-Business Terms The Start-Up Farmer Should Know
July 26, 2017If you’re a farmer, or aspiring to be one, there are many facets of agriculture to consider. Rainy seasons, cross-germination, plot preparation, and more; these pieces will all come together…
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Why You Need Horse and Carriage Insurance
July 19, 2017Horse and carriage rides are a picturesque, classic mode of transportation that attract romantics worldwide. They evoke feelings of simplicity and tranquility in sharp contrast with their surroundings. Carriage rides…
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Understanding Combined Single Limit (CSL) and Split Limit Liability Insurance
June 26, 2017In many states, vehicle owners who purchase car insurance may have the option of purchasing a split limit auto policy or a combined single limit auto policy. Both of these…
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4 Factors Affecting Your Worker’s Compensation Premium
May 26, 2017Sometimes it is hard to understand how insurance premiums work. How the company decides the premium for the exposure they assume through the contractual transfer of risk is complex. Personal Lines policies, such…
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Are State Minimum Limits Enough?
February 6, 2017If you have an automobile you’ve probably have had to undergo the process of buying insurance. Different coverage options can become confusing. Knowing how much insurance to buy can be…
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Comprehensive vs. Collision: What Auto Coverage Do You Need?
February 6, 2017Most people understand that a personal or commercial auto policy can provide coverage for damage to your automobile. Many, however, might not be aware that you must elect to purchase…
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The Case for Worker’s Comp
December 20, 2016When your business grows to the point where you can’t manage all its aspects by yourself, employees come into the picture and may present opportunities and challenges, alike. Employees can…
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Why is my Insurance Agent Selling me an Umbrella?
August 5, 2016Insurance is a complicated product. Whether you need a homeowners policy or a commercial package, there may be policy endorsements or additional coverages and policies that are needed to adequately cover…
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Pig Iron, Underwater, For Fire
May 11, 2016Someone once said to me a certain insurance company would only insure “pig iron, underwater, for fire”. It might seem like an odd saying, but the gist is that the…
