What is a Business Owner’s Policy?
July 11, 2019In the insurance industry, marketing reps and underwriters from insurance companies sometimes speak in their own language. If you were to overhear a conversation between an agent and an underwriter,…
Category: Business Insurance
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Read moreDo You Need Liquor Liability Insurance?
July 4, 2019Liquor Liability is both a legal term and an insurance product that you might not be aware of. The ins and outs of Liquor Liability Insurance can sometimes get confusing…
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Read more4 Essential Insurance Coverages for Auto Haulers
June 27, 2019Individuals or businesses who haul automobiles have a unique business type that creates challenges for insurance agents as well as additional legal requirements for the insured. There are several insurance…
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Read more4 Things You Should Do If You Have a Property Claim
June 13, 2019Most people don’t really have a clear idea of the steps that they should take when they experience damage to their property that could ultimately result in an insurance claim….
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Read moreWhat to Know About the Spotted Lantern Fly Invasion of Southeast Pennsylvania
May 30, 2019You may or may not have heard of a new pest that has shown up in Southeast Pennsylvania. The invasive Spotted Lantern Fly, according to the Penn State Ag Extension,…
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5 Things You Need to Get a Commercial Insurance Quote
May 9, 2019For owners of established and new businesses alike, it isn’t always immediately apparent what information is pertinent to a conversation regarding their insurance coverage. For new business owners, this can…
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Read more3 Things You Should Know About Insurance Deductibles
April 18, 2019“Deductible” is a word that gets used a lot by professionals within the insurance industry. But, unlike many insurance terms, deductible is also widely used by insurance consumers. For many…
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Read moreConsequences of Being Underinsured During an Ownership Transfer
December 6, 2018It’s nearly impossible to find an individual who doesn’t wish to save money on their insurance premium, whether for their home, autos, or business. Money savings can be obtained in…
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Why You Should Always Avoid Insurance Coverage Lapses
November 15, 2018An insurance policy is almost definitely low on the list of enjoyable annual purchases. Whether you own a business, a home, a car, or other kinds of valuable property, it’s…
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Read moreThe Basics of Workers Compensation
September 27, 2018In June 2015, Ruhl Insurance partnered with Denise Elliot, ESQ. of McNees, Wallace & Nurick LLC for a Workers Comp Seminar. In this seminar, Elliot discussed the basics of Workers…
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Read morePersonal Auto or Commercial Auto? What Type of Car Insurance do I Need?
August 23, 2018Depending what type of vehicle you drive and what you use it for, you may encounter some confusion over what type of car insurance you should be purchasing. Commercial auto…
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Read moreWhat is Non-Owned Auto Liability Coverage?
June 14, 2018The very nature of the name seems almost ridiculous – Non-Owned Auto Liability. The first thing that comes to mind is the question as to how you could be held…
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Read more6 Basic Insurance Coverages All Hotel Owners Should Have
May 24, 2018Hotel owners take on a lot of risk when they decide to open a business that provides a place for people and their personal belongings to stay for a short…