For owners of established and new businesses alike, it isn’t always immediately apparent what information is pertinent to a conversation regarding their insurance coverage. For new business owners, this can…
“Deductible” is a word that gets used a lot by professionals within the insurance industry. But, unlike many insurance terms, deductible is also widely used by insurance consumers. For many…
It’s nearly impossible to find an individual who doesn’t wish to save money on their insurance premium, whether for their home, autos, or business. Money savings can be obtained in…
An insurance policy is almost definitely low on the list of enjoyable annual purchases. Whether you own a business, a home, a car, or other kinds of valuable property, it’s…
In June 2015, Ruhl Insurance partnered with Denise Elliot, ESQ. of McNees, Wallace & Nurick LLC for a Workers Comp Seminar. In this seminar, Elliot discussed the basics of Workers…
Depending what type of vehicle you drive and what you use it for, you may encounter some confusion over what type of car insurance you should be purchasing. Commercial auto…
The very nature of the name seems almost ridiculous – Non-Owned Auto Liability. The first thing that comes to mind is the question as to how you could be held…
Hotel owners take on a lot of risk when they decide to open a business that provides a place for people and their personal belongings to stay for a short…
Potential first-time landlords should do significant research prior to taking the plunge. From real estate acquisition to market analysis, the steps to becoming a landlord can be tricky. Additionally, protecting…
We’ve written before about how insurance companies’ marketing efforts and the buying trends of the public have turned insurance into a price-driven commodity. It’s ingrained into us that calling Company…
With winter fast approaching, many landscapers are preparing for the snow removal season. If you plan on supplementing your business revenue with seasonal income of this nature, your insurance company…
In most states, workers’ compensation insurance is required for businesses with employees. Carrying this insurance does more than just satisfy state regulations, it can help with the stability of your…
Sometimes it is hard to understand how insurance premiums work. How the company decides the premium for the exposure they assume through the contractual transfer of risk is complex. Personal Lines policies, such…
