Agricultural Act of 2014 (2014 Farm Bill)
October 15, 2014Videos from the presentation about the farm bill are below! The new Farm Bill was signed into law earlier this year and now the individual farmer/producer/landowner sign up deadlines are…
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Read moreTaking Rate in Horse and Carriage Operations
October 2, 2014Coverage and Pricing in the Ever-Changing World of Carriage Operators Liability Insurance If you are a carriage operator that is taking rate, chances are you have multiple liability exposures that…
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Read moreBuilding a Better Homeowners Insurance Policy
June 6, 2014Your basic homeowners insurance policy, while the best dwelling coverage available, can be improved upon by adding some very valuable and affordable endorsements. Here are a few to consider in…
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Read moreWhy is My Insurance Coverage Higher Than the “Value” of My Home?
May 28, 2014One question that we are often asked is, “Why is my insurance coverage higher than the value of my home?” The key word here is “value”. There are a number…
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Read moreWinery Stock Coverage vs. Crop Coverage: How Are My Grapes Covered?
April 3, 2014Having just been an exhibitor at the Eastern Wine Expo this past month, I was once again amazed by the changes and growth within the winery and vineyard industry. Many…
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Read moreCovered Losses in a Standard Homeowners Policy
February 10, 2014This has been a record-breaking winter for the Susquehanna Valley. From snowfall amounts to frigid temperatures and sub-zero wind chill factors. We have had slick roads, high winds, and ice-laden…
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Read moreUninsured and Underinsured Coverage
January 29, 2014I’m sure that every one of us has seen the commercials on television that tell us how we can be “legal for less”. An individual can purchase liability insurance that…
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Read moreHired & Non-Owned Auto Coverage: Is My Business At Risk?
December 2, 2013Hired and Non-Owned Auto Liability There are countless business situations in which you may find your employees driving a vehicle not owned by your company for business purposes. From renting…
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Read moreEquine Insurance: Are You SURE You’re Insured?
November 25, 2013Are You Sure You’re Insured? These are the days of lawsuits. We have seen football fans suing over hot bleachers, a little league batter sued over a foul ball hitting…
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Read moreWhy Businesses Need Employment Practices Liability Insurance
November 25, 2013Why does my business need Employment Practices Liability Insurance? No matter how careful you are in the hiring and firing of your future, current, and past employees, your business is…
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Read moreProtecting Your Business with a Workers’ Compensation Policy
November 11, 2013Though businesses everywhere work hard to keep their employees safe and healthy, accidents can still happen. Whether it’s one of the more dangerous agriculture or construction industries or just an…
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Read moreCyber Liability Insurance: Why Does My Business Need It?
October 28, 2013As with anything, there isn’t much about business that stays the same for too long. After years of sifting through hundreds of papers in filing cabinets, computers were introduced and…