What is Precision Agriculture?

Agriculture is a constantly changing industry, continuously adopting new technologies in order to make each process more efficient, sustainable, and, ultimately, profitable. Precision agriculture technologies have been around for over two decades and are becoming a dominating presence in the field. These technologies include yield monitors, variable-rate technologies, and guidance systems used separately or together to assist in farm management. These technologies make it possible to reduce fuel and input expenses by optimizing the application of seed, fertilizers, and pesticides while increasing the overall yield.

Insurance Information Blog | Ruhl Insurance

Facing Avian Flu: Cost Effective Option to Avoid Financial Hardship

September 24, 2015

Explore the cost-effective Avian Flu Insurance product that provides protection for the flock owner & the contract grower:

Why is My Insurance Agent Trying to Sell Me a Blanket?

September 3, 2015

You called your agent because you needed to buy an insurance policy. Part of the policy includes a “Blanket”. Why do you need that?

Inland Marine Insurance: A Valuable Coverage with a Weird Name

July 22, 2015

Inland Marine Insurance is best for things moved from location to location. It’s also sometimes called a Property Floater Policy.

My Wife Lost Her Diamond … What Do You Mean We Don’t Have Coverage?

July 2, 2015

Jewelry is personal property. Most policies provide Named Perils coverage for Personal Property, but losing a diamond is usually not included.

Bought on the Cheap – Price Paid vs Insurable Value in Equine Mortality Insurance

April 22, 2015

Companies evaluate equine mortality insurance on insurable interest or insurable value. Often, this value is different than the price paid.

How to Lower Your Risk and Protect Your Agritainment Investment

March 23, 2015

How do you lower risk and protect your agritainment investment? Here’s what to know and a few insurance considerations to keep in mind:

homeowner insurance - hobby farm insurance

Expecting Too Much From Your Homeowner Insurance

December 31, 2014

Homeowners Insurance is a successful innovation in insurance. But, what do you do when homeowner insurance isn’t enough for your home-farm?

Agricultural Act of 2014 (2014 Farm Bill)

October 15, 2014

Ruhl Insurance & Manheim Adult Young Farmer Chapter co-sponsored an informational meeting about the 2014 Farm Bill.

taking rate - horse and carriage liability insurance

Taking Rate in Horse and Carriage Operations

October 2, 2014

As a carriage operator, you have to cover multiple liabilities Here’s what you need to know about insurance companies taking rate.

Building a Better Homeowners Insurance Policy

June 6, 2014

A basic homeowners insurance policy, while the best dwelling coverage available, can be improved by adding valuable & affordable endorsements.

Hired & Non-Owned Auto Coverage: Is My Business At Risk?

December 2, 2013

Your employees may be driving a vehicle not owned by your company for business purposes. Does your business have the right auto coverage?

equine insurance - carriage liability insurance

Equine Insurance: Are You SURE You’re Insured?

November 25, 2013

For Equine Insurance, Equine Personal Liability & Equine Commercial Liability are two very different things. Here’s what to know: