How Businesses Today are Unknowingly Creating Coverage Gaps Recently, a new client expressed a misunderstanding about their prior insurance policies and the coverage they had been providing. The nature of…
As an insurance agent for over 20 years, I have received the call from husbands and wives many times. Diamonds in jewelry, especially rings, can occasionally be lost. The gold…
Justifying the insurable value of your new (perhaps underpriced) horse for Equine Mortality Insurance. “I paid $10,000, but she’s worth $15,000”, said nearly every horse owner ever, or at least…
How do you lower risk and protect your agritainment investment? Here’s what to know and a few insurance considerations to keep in mind:
Homeowners Insurance is a successful innovation in insurance. But, what do you do when homeowner insurance isn’t enough for your home-farm?
Videos from the presentation about the farm bill are below! The new Farm Bill was signed into law earlier this year and now the individual farmer/producer/landowner sign up deadlines are…
Coverage and Pricing in the Ever-Changing World of Carriage Operators Liability Insurance If you are a carriage operator that is taking rate, chances are you have multiple liability exposures that…
Your basic homeowners insurance policy, while the best dwelling coverage available, can be improved upon by adding some very valuable and affordable endorsements. Here are a few endorsements to consider…
One question that we are often asked is, “Why is my insurance coverage higher than the value of my home?” The key word here is “value”. There are a number…
Having just been an exhibitor at the Eastern Wine Expo this past month, I was once again amazed by the changes and growth within the winery and vineyard industry. Many…
I’m sure that every one of us has seen the commercials on television that tell us how we can be “legal for less”. An individual can purchase liability insurance that…
Hired and Non-Owned Auto Liability There are countless business situations in which you may find your employees driving a vehicle not owned by your company for business purposes. From renting…
