What to Know About Insuring a Non-Used Vehicle
March 14, 2019Occasionally, throughout the year, we will receive a call or message from an insured requesting to remove a vehicle from their insurance policy. If no indication is given, we will…
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Read moreDairy Revenue Program: Protection from Market Swing
January 11, 2019What is Dairy Revenue Protection? Dairy Revenue Protection, DRP, is the latest tool for Dairy Producers to manage the increasingly volatile Milk Price received on the farm. This product was…
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Read moreGovernment Shutdown and the Impact on Federal Crop Insurance Products
December 28, 2018On December 22, 2018, at 12:01 AM, the US Federal Government went into a partial shutdown due to the Federal Budget not being passed. There is an impasse/standoff between the…
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Read moreNew Car Replacement or Gap Insurance: Which One Should I Choose?
December 20, 2018Insurance companies operate within a regulated industry. But, it is still a free market environment. So, they are constantly looking for ways to differentiate and add additional value for their…
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Read moreConsequences of Being Underinsured During an Ownership Transfer
December 6, 2018It’s nearly impossible to find an individual who doesn’t wish to save money on their insurance premium, whether for their home, autos, or business. Money savings can be obtained in…
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Read moreHow to Get the Cheapest Homeowners Insurance
November 29, 2018Most people need insurance. Most of those same people don’t “want” insurance. So, the conversation around insurance often becomes one of price and for how “cheap” the product can be…
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Read moreWhy You Should Always Avoid Insurance Coverage Lapses
November 15, 2018An insurance policy is almost definitely low on the list of enjoyable annual purchases. Whether you own a business, a home, a car, or other kinds of valuable property, it’s…
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Read moreDenied: Do Insurance Companies Avoid Paying Claims?
November 1, 2018So, you probably read the title and thought, “Of course an insurance company doesn’t want to pay me; they just want my money and they’ll do anything to get out…
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Read moreThe Basics of Workers Compensation
September 27, 2018In June 2015, Ruhl Insurance partnered with Denise Elliot, ESQ. of McNees, Wallace & Nurick LLC for a Workers Comp Seminar. In this seminar, Elliot discussed the basics of Workers…
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Read more3 Insurance Considerations for College Students
September 6, 2018When your child goes off to college it’s going to be a change for everyone. They are venturing out “on their own” for the first time and you’re probably feeling…
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Read morePersonal Auto or Commercial Auto? What Type of Car Insurance do I Need?
August 23, 2018Depending what type of vehicle you drive and what you use it for, you may encounter some confusion over what type of car insurance you should be purchasing. Commercial auto…
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Read moreHow to Make Your Insurance Cheaper with a Renter’s Policy
July 19, 2018The concept of multi-policy discounts is no new idea. Insurance companies have been incentivizing the packaging of policies for quite some time now. Homeowners who carry a mortgage on their…