For owners of established and new businesses alike, it isn’t always immediately apparent what information is pertinent to a conversation regarding their insurance coverage. For new business owners, this can…
“Deductible” is a word that gets used a lot by professionals within the insurance industry. But, unlike many insurance terms, deductible is also widely used by insurance consumers. For many…
Avian Coryza, or Infectious Coryza, is affecting poultry farmers in regions around the country. Much like the Avian Flu epidemic that caused the destruction of many flocks years ago, Avian…
Occasionally, throughout the year, we will receive a call or message from an insured requesting to remove a vehicle from their insurance policy. If no indication is given, we will…
What is Dairy Revenue Protection? Dairy Revenue Protection, DRP, is the latest tool for Dairy Producers to manage the increasingly volatile Milk Price received on the farm. This product was…
On December 22, 2018, at 12:01 AM, the US Federal Government went into a partial shutdown due to the Federal Budget not being passed. There is an impasse/standoff between the…
Insurance companies operate within a regulated industry. But, it is still a free market environment. So, they are constantly looking for ways to differentiate and add additional value for their…
It’s nearly impossible to find an individual who doesn’t wish to save money on their insurance premium, whether for their home, autos, or business. Money savings can be obtained in…
Most people need insurance. Most of those same people don’t “want” insurance. So, the conversation around insurance often becomes one of price and for how “cheap” the product can be…
An insurance policy is almost definitely low on the list of enjoyable annual purchases. Whether you own a business, a home, a car, or other kinds of valuable property, it’s…
So, you probably read the title and thought, “Of course an insurance company doesn’t want to pay me; they just want my money and they’ll do anything to get out…
In June 2015, Ruhl Insurance partnered with Denise Elliot, ESQ. of McNees, Wallace & Nurick LLC for a Workers Comp Seminar. In this seminar, Elliot discussed the basics of Workers…
