On December 22, 2018, at 12:01 AM, the US Federal Government went into a partial shutdown due to the Federal Budget not being passed. There is an impasse/standoff between the…
Insurance companies operate within a regulated industry. But, it is still a free market environment. So, they are constantly looking for ways to differentiate and add additional value for their…
It’s nearly impossible to find an individual who doesn’t wish to save money on their insurance premium, whether for their home, autos, or business. Money savings can be obtained in…
Most people need insurance. Most of those same people don’t “want” insurance. So, the conversation around insurance often becomes one of price and for how “cheap” the product can be…
An insurance policy is almost definitely low on the list of enjoyable annual purchases. Whether you own a business, a home, a car, or other kinds of valuable property, it’s…
So, you probably read the title and thought, “Of course an insurance company doesn’t want to pay me; they just want my money and they’ll do anything to get out…
In June 2015, Ruhl Insurance partnered with Denise Elliot, ESQ. of McNees, Wallace & Nurick LLC for a Workers Comp Seminar. In this seminar, Elliot discussed the basics of Workers…
When your child goes off to college it’s going to be a change for everyone. They are venturing out “on their own” for the first time and you’re probably feeling…
Depending what type of vehicle you drive and what you use it for, you may encounter some confusion over what type of car insurance you should be purchasing. Commercial auto…
The concept of multi-policy discounts is no new idea. Insurance companies have been incentivizing the packaging of policies for quite some time now. Homeowners who carry a mortgage on their…
Insurance coverage for trailers is often an overlooked item. Many people wrongly assume that the insurance carried on their vehicle automatically covers them in claims situations that are caused when…
The very nature of the name seems almost ridiculous – Non-Owned Auto Liability. The first thing that comes to mind is the question as to how you could be held…
