Business Auto vs Personal Auto: First Party Benefit Gaps
October 24, 2019The policy type with which you insure your vehicles will depend on how your vehicles are titled and how they are used. Small business owners with vehicles titled in their…
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Read more3 Unique Worker’s Compensation Scenarios Around the Farm
October 17, 2019As farms across the State of Pennsylvania, and the nation as whole, are consolidated, farms that once operated solely on the labor contributions of resident family members are encountering the…
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Read moreIs Your Golf Cart Covered?
October 10, 2019Many homeowners own their own recreational vehicles. One of the more unique scenarios within the realm of Personal Insurance occurs when there is a need to find insurance for a…
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Read moreUnderstanding Workers Comp E-Mods
September 26, 2019If you are an employer, it is mandated that you carry Workers Compensation Insurance or have an approved self-insurance program in place. Even the largest employers typically look to transfer…
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Read more7 Factors That Affect the Cost of Horse Mortality Insurance
September 19, 2019We get asked a lot, “How much will it cost to insure my horse?” To horse owners, it seems like a relatively straight-forward question. However, the short answer is, “It…
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Read moreWhat is Product Liability Insurance?
September 12, 2019Product Liability Insurance is an insurance coverage that is often overlooked by business owners. Oftentimes, it is even quickly brushed over by insurance agents when conducting an annual policy review….
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6 Times You Should Consider Shopping for Car Insurance
September 5, 2019Buying insurance isn’t a task most people look forward to. As a result, a lot of people avoid it and continue on with their current policy indefinitely. While we don’t…
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Read more4 Ways to Insure Your Seasonal or Recreational Property
August 29, 2019Seasonal properties offer a ton of great benefits and plenty of enrichment to the lives of their owners. First, they can serve as secure investment vehicles. Second, as they are…
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Read moreHow Farmers Can Avoid Frivolous Liability Claims
August 22, 2019Unfortunately, we live in an increasingly litigious society. Among farmers themselves, and within the rather insulated community of agriculture and animal husbandry, frivolous lawsuits aren’t all that common. However, there…
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Read more3 Reasons Why Startups Need Cyber Liability Coverage
August 15, 2019Starting a new business is no easy task. There is a lot of paperwork and red-tape to get through before any actual work can be done. Due to this, many…
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Read more5 Common Risk Exposures for Startup Businesses
August 8, 2019Starting a new business is an exciting time that is usually accompanied by a great deal of optimism, as well as a bit of anxiety at times. It can feel…
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Read moreLoss of Business Income and Extra Expense Coverage: The Insurance Coverage Farmers are Forgetting
July 25, 2019Ask any business owner what kind of insurance coverage they need and you will probably get a pretty standard answer. In general, the types of coverages that typically come to…