Pig Iron, Underwater, For Fire
May 11, 2016Someone once said to me a certain insurance company would only insure “pig iron, underwater, for fire”. It might seem like an odd saying, but the gist is that the…
Category: Blog
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Read moreUnderstanding Your Insurance as an Uber/Lyft Driver
January 8, 2016Ridesharing services are offering the general public a new convenient and economic method of transportation. Companies such as Uber and Lyft are also offering jobs for any individual who is…
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Read moreWhy is My Insurance Agent Trying to Sell Me a Blanket?
September 3, 2015I get it. You called your agent because you needed to buy a piece of paper and a promise (an insurance policy) and you probably weren’t too happy about that…
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Read moreInland Marine Insurance: A Valuable Coverage with a Weird Name
July 22, 2015How Businesses Today are Unknowingly Creating Coverage Gaps Recently, a new client expressed a misunderstanding about their prior insurance policies and the coverage they had been providing. The nature of…
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Read moreMy Wife Lost Her Diamond … What Do You Mean We Don’t Have Coverage?
July 2, 2015As an insurance agent for over 20 years, I have received the call from husbands and wives many times. Diamonds in jewelry, especially rings, can occasionally be lost. The gold…
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Read moreBought on the Cheap – Price Paid vs Insurable Value in Equine Mortality Insurance
April 22, 2015Justifying the insurable value of your new (perhaps underpriced) horse for Equine Mortality Insurance. “I paid $10,000, but she’s worth $15,000”, said nearly every horse owner ever, or at least…
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Read moreExpecting Too Much From Your Homeowner Insurance
December 31, 2014When your homeowner insurance policy doesn’t cut it for your home-farm Homeowner’s Insurance Policy The Homeowner’s Insurance Policy (HO) is considered as one of the most successful innovations in the…
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Read moreTaking Rate in Horse and Carriage Operations
October 2, 2014Coverage and Pricing in the Ever-Changing World of Carriage Operators Liability Insurance If you are a carriage operator that is taking rate, chances are you have multiple liability exposures that…